We support in several key industries:
AUTOMOTIVE INDUSTRY
BANKING & FINANCIAL SERVICES
CONSUMER GOODS INDUSTRY
ENERGY, OIL & GAS INDUSTRY
IRAN FOOD INDUSTRY
PUBLIC SECTOR
HEALTHCARE INDUSTRY
IRAN INSURANCE INDUSTRY
RETAIL INDUSTRY
TRANSPORTATION
IRAN TRAVEL & TOURISM INDUSTRY
REAL STATE
Automotive Sector
HCG Special Services on Automotive Industry
- Market Research
- Industry Trends Analysis
- Technologies Analysis
- Business Intelligence
- Top Companies Database
- Business Leaders and Corporate Executives
- Industry Associations Database
- Export Tools – Build Mailing Lists
Banking
Following the Islamic Revolution, Iran’s banking system was transformed to be run on an Islamic interest-free basis. As of 2010 there were seven large government-run commercial banks. As of March 2014, Iran’s banking assets made up over a third of the estimated total of Islamic banking assets globally. They totaled 17,344 trillion rials, or US$523 billion at the free market exchange rate, using central bank data, according to Reuters.
Since 2001 the Iranian Government has moved toward liberalising the banking sector, although progress has been slow. In 1994 Bank Markazi (the central bank) authorised the creation of private credit institutions, and in 1998 authorised foreign banks (many of whom had already established representative offices in Tehran) to offer full banking services in Iran’s free-trade zones. The central bank sought to follow this with the recapitalisation and partial privatisation of the existing commercial banks, seeking to liberalise the sector and encourage the development of a more competitive and efficient industry. State-owned banks are considered by many to be poorly functioning as financial intermediaries. Extensive regulations are in place, including controls on rates of return and subsidized credit for specific regions. The banking sector in Iran is viewed as a potential hedge against the removal of subsidies, as the plan is not expected to have any direct impact on banks.
HOMASA Financial Services, Operations, Compliance, Outsourcing and Technology
The financial services sector is emerging from the most significant economic crisis in recent history. As the dust begins to settle, one thing is clear: “business as usual” will be anything but. Homasa is a recognized and respected advisor to many leading financial organizations looking for both advisory as well as event driven services inside Iran. Homasa Financial Services experts work closely with clients to develop sound operations, risk management, distribution and compliance strategies to ensure they are well-positioned to anticipate and take advantage of the changes ahead.
Leveraging our broad network of professionals, Homasa offers services to financial services companies that span from risk management to litigation support. In complex disputes and high stakes investigations, our professionals provide expert services in accounting, economics, regulation and data and discovery management. This comprehensive service offering helps clients gain operational efficiencies, manage risks, and improve financial performance.
Homasa’s Financial Services consulting practice works collaboratively with banking, insurance, and investment management clients to achieve their business objectives by improving operational effectiveness and mitigating compliance risks. Our comprehensive service offering focuses on our clients’ key opportunities and challenges including core business operations, technology, human capital, regulatory compliance, strategic transformations, customer service, and business process outsourcing (BPO). We bring deep industry, consulting and technical expertise, and are known for partnering with our clients to realize their business objectives.
We provide the following services to the Banking,Insurance, and Investment Management sectors in Iran:
- Accelerated Outsourcing
- Design and delivery of cost-efficient operating models based on Lean Six Sigma principles
- Distribution strategy design and delivery
- Technology selection and implementation
- Financial risk management
- Change management
- Strategic compliance strategy and program development and evaluation
- Merger and divestiture support
- Risk, Compliance and Control
- Unclaimed Property
Consumer Goods
Consumer products is one of those elastic phrases that can include any of the jars, boxes, cans, or tubes on your kitchen and bathroom shelves-or it can expand to include pretty much everything you charged on your Visa card last year. This industry manufactures and, perhaps more importantly, markets everything from food and beverages to toiletries and small appliances. (We do not include industries sometimes put in this category but covered in other profiles: autos, apparel, entertainment products, and consumer durables, which are large appliances and other products expected to last more than three years).
The consumer products industry can be divided into four groups: beverages, food, toiletries and cosmetics, and small appliances. Most firms offer products that fit primarily into only one of these groups, although a firm may have a smattering of brands that cross the lines. Virtually all companies are similar in organizational structure, emphasis on brand management, and approach to business.
Consumer products are the foundation of the modern, consumer economy. The industry itself not only generates an enormous portion of the gross domestic product, it also pumps huge amounts of money into other industries, notably advertising and retail. Individual consumers make up the majority of this industry’s customers; sales are concentrated in the United States, Japan, and Western Europe, though other parts of the world are working hard for the privileges of wearing clothing emblazoned with company logos, eating processed food, and chopping vegetables with an electric motor instead of a traditional utensil. Success in consumer products is all about marketing an individual product, often by promoting a brand name. The competition is ferocious for shelf space, so package design, marketing, and customer satisfaction are key elements.
The majority of companies that sell consumer packaged goods are conglomerates consisting of many diverse subsidiaries selling brands that consumers recognize. Sara Lee Corporation produces products from Ball Park franks to Hanes underwear and Endust furniture polish. Unilever, an industry giant based in England, sells teas and soups, pasta and pizza sauces, ice cream, bath soaps, shampoo, salad dressing, margarine, laundry detergent, toothpaste, cosmetics, frozen foods, and perfumes. Other big players in the industry include Nestle, Clorox, Kraft, Procter & Gamble, S.C. Johnson, and ConAgra.
Consumer products companies are looking to maximize profits and market share in an interconnected, competitive environment. Challenges for these organizations include meeting the changing demands of customers, maneuvering through a consolidating market, and executing strategies to grow profitably.
Energy, oil and Gas
The energy industry is the totality of all of the industries involved in the production and sale of energy, including fuel extraction, manufacturing, refining and distribution. Modern society consumes large amounts of fuel, and the energy industry is a crucial part of the infrastructure and maintenance of society in almost all countries.
In particular, the energy industry comprises:
- the petroleum industry, including oil companies, petroleum refiners, fuel transport and end-user sales at gas stations
- the gas industry, including natural gas extraction, and coal gas manufacture, as well as distribution and sales
- the electrical power industry, including electricity generation, electric power distribution and sales
- the coal industry
- the nuclear power industry
- the renewable energy industry, comprising alternative energy and sustainable energy companies, including those involved in hydroelectric power, wind power, and solar power generation, and the manufacture, distribution and sale of alternative fuels
- traditional energy industry based on the collection and distribution of firewood, the use of which, for cooking and heating, is particularly common in poorer countrie
Energy generation capacity of Iranian thermal power plants reached 173 terawatt hours in 2007. Accounting for 17.9 percent of energy production in the Middle East and African region. Natural gas has been the main energy in Iran in 2007, comprising over 55 percent of energy needs, while oil and hydroelectricity accounted for 42 and 2 percent respectively. The region’s energy need will increase by 26.8 percent until 2012.
Food industry
Food Industry sector in Iran employs approximately 328,000 people or 16.1% of the entire industry sector’s workforce. Iran exported $736 million worth of foodstuffs in 2007 and $1 billion (~600,000 tonnes) in 2010. Soft drinks, mineral water, biscuit, chocolate, confection, edible oil, dairies, conserved foods and fruits, jam and jelly, macaroni, fruit juice and yeast were among the main exports to Iraq, Afghanistan, Turkmenistan, Tajikistan and other Central Asian countries, Russia, Ukraine, Belarus, Pakistan, Saudi Arabia, Kuwait, United Arab Emirates, Qatar, Oman, Syria, Germany, Spain, the Netherlands, France, Canada, Venezuela, Japan, South Korea and Turkey. As of 2015, Swiss-based Buhler Group is a leading supplier of industrial equipment to Iran’s food industry
Public Sector
Government spending now represents about 20 percent of the $60 trillion total global economy. HCG works with national and regional governments, city municipalities, quasi-government agencies such as development funds and trade associations as well as government-owned companies to realize their economic and social goals. Comparing to the world Statistics Government play a vital role in Iran economics. We support you to go through certification, homologation, registration processes and any type of governmental services to invest or extend your business.
Healthcare
There are huge potentials for investment in health infrastructures due to Iran’s capabilities in health tourism. Iranian doctors are among the best in the world. Dentistry is highly advanced and Iran has the potential to become a medical tourism destination. The government has eased the process of developing these platforms as it sees the potential for high returns on investment thanks to the tourism potential the country possesses.
Iran’s interest in nanotechnology and biotechnology has prompted the establishment of a variety of specialized care facilities, including institutions focused on optometry and organ transplants.
Education and up-to-date equipment supports distributors, while working with active pharmaceutical ingredients has supported the profitability of the sector.
Pharmaceuticals Industry
Experiencing 23%-25% growth per year, the pharmaceuticals industry is a key driver of the healthcare sector overall. Focusing on the production of high-tech medicines that can be exported to emerging markets, pharmaceutical companies are working to meet demand and maintain growth. In 2011, the domestic market was worth $4.5 billion.
An exceptional workforce and a booming pharmaceuticals industry have spurred growth in Iran’s healthcare sector in recent years.
Investments in biotechnology and nanotechnology characterize the industry, with local manufacturers focused on offering high-tech products to the domestic market as well as developing countries abroad.
Structure of Health Sector in Iran
Three fundamental pillars support Iran’s highly centralized healthcare sector: public and governmental entities, private providers, and NGOs. Expenditures for the healthcare sector were pegged at $31.7 billion in 2012, and that figure is estimated to reach $50 billion by end-2013. The government has consistently invested approximately 5% of GDP in the sector annually during recent years.
Nearly every decision made regarding the sector’s goals and policies is made by the Ministry of Health and Medical Education (MOHME), which exercises the executive responsibility for health care within the framework of the Iranian government. MOHME has the legal authority to oversee, license, and regulate the activities of the private health sector.
Some facts and statistics:
With over 830 medical institutions and more than 110,000 beds, the local medical network is prepared to accommodate region’s growing population.
Over 85% of the 6,200 generic-branded pharmaceutical products in Iran are produced locally.
Foreign products, imported by 75 companies, are processed at 20 main import centers before being registered on the Iranian market.
Health Tourism
In terms of medical and health care tourism, Iran boasts the distinct advantage of well-educated professionals and affordable costs. As one of the most advanced countries for health care and technology, many investors have seized the opportunity to establish operations and medical facilities in Iran; the year 2012 saw the arrival of approximately 30,000 medical tourists.
Although leisure, business, and healthcare tourism opportunities are blossoming in Iran, ICHTO has identified key areas for improvement. Among its aims is the need for greater tourism promotion abroad, and the organization has launched a campaign to attract international tour agencies and build better infrastructure for the expected increase in international arrivals. “We currently lead $500,000 worth of projects for the development of tourism infrastructure. After the completion of over 800 projects, we will witness tremendous growth,”
Insurance
We combine strategic and analytical skills to solve practical business problems, applying the latest techniques and software solutions to help you measure and manage risk and capital, grow revenue and create a competitive advantage. HCG is also a pioneer in the use of enterprise risk management (ERM) to help insurers identify and avoid potential major losses, enhance risk-adjusted returns, and establish and meet strategic objectives.Official figures reveal that the Iranian insurance industry recorded a 60% increase in overall premiums to 140 trillion Iranian rials ($5.61 billion) for the Mar. 21 2013 to Feb. 20 2014 period.
HCG’s Iran Insurance Report provides investors, professionals, consultancies, government departments, regulatory bodies and researchers with independent forecasts and regional competitive intelligence on the Iranian insurance industry. Statistics and analysis indclude main players of this industry in Iran like Alborz Insurance, Iran Insurance, Asia Insurance, Dana Insurance, Parsian Insurance, Karafarin Insurance, Taavon Insurance, Mellat Insurance and etc. For 2016 by the lift of sanctions after Iran nuclear deal with 5+1, it’s estimated that many international insurance services will try Iran market.
As an advisor to several Iranian insurers, we are the industry’s leading risk specialist and a leader in financial modeling. We have more actuaries and chartered enterprise risk analysts (CERAs) serving the insurance industry than any other professional services company. In partnership with HCG’s investment business, we offer solutions that cover both the liability and asset sides of the balance sheet.
As a thought leader for the local insurance industry consultance, we’re committed to delivering the latest research on actuarial and insurance issues, including the industry’s most comprehensive surveys on ERM and predictive modeling practices.
Homasa Consulting Group helps clients improve business performance.
Retail Sector
Retail is the process of selling consumer goods and/or services to customers through multiple channels of distribution to earn a profit. Demand is created through diverse target markets and promotional tactics, satisfying consumers’ wants and needs through a lean supply chain.
Types by products
– Food products — typically require cold storage facilities.
– Hard goods or durable goods (“hardline retailers”) — automobiles, appliances, electronics, furniture, sporting goods, lumber, etc., and parts for them. Goods that do not quickly wear out and provide utility over time.
– Soft goods or consumables— clothing, other fabrics, footwear, cosmetics, medicines and stationery. Goods that are consumed after one use or have a limited period (typically under three years) in which you may use them.
– Arts — Contemporary art galleries, Bookstores, Handicrafts, Musical instruments, Gift shops, and supplies for them.
Retail Industry in Iran
At present the Iranian retail industry is largely in the hands of cooperatives, many of them government-sponsored, and of independent retailers in the bazaars. The bulk of food sales occur at street markets, where the Chief Statistics Bureau sets the prices.
Iran has 438,478 small grocery retailers (According to Euromonitor 2015). These are especially popular in cities other than Tehran where the number of hypermarkets and supermarkets is still very limited. More mini-markets and supermarkets are emerging, but these are mostly one-off, independently owned operations. The most significant chains are the state-owned Etka, Refah, Shahrvand and Carrefour-owned Hyperstar Market, all of which are gearing up for expansion. Migros Turk has also announced that it intends to invest in Iran’s lucrative retail market. Recently it can be seen a gap in new retailing methods where one may see Many investment opportunities emerg for E-Market and online shopping. At the same a big growth and competion in Shopping Malls and Retail stores is estemated for post sanctions’ lift period (approx. 2016~2020)
What can we do for you ?
Homasa Consulting Group provides a wide range of database and market information together with highly reliable analysis, meanwhile for new comers and companies who are going to invest in Iran market for retail industry we provide industry specific support like feasibility study, legal requirements, certification, registration and etc. services.
Transportation
Homasa Consulting Group was established in 1363 in order to design and control the projects of transportation and gradually turned into as one of the most capable consultant companies to provide and present exclusive and applicable solutions in all technical fields, system development, and management of transportation industry.
HCG is pioneer in applying the modern technologies and advanced software design (GIS, GPS stations, RS) in the fields of technical, engineering and management (managerial) services in the country of Iran.
HCG, by applying more than 200 experienced experts and receiving the 9001 standard ISO from the German company RWTUV as the main and reliable consultant of Iran ministry of road and transportation, has signed more than 350 contracts up to now, in order to present engineering and technical services in the fields of design, study, supervision, and management of transportation projects, including: substructure, superstructure, fleet utilization, electrical signs, and communications, supervision, economical & technical justification, factors, hydrology and geology, and also has assigned other contracts in other fields such as many rail, road, air force and navy projects.
Today HCG is responsible for studying the comprehensive plan of the country transportation, with cooperation of the International company EGIS and many of the top world counselors.
Today HCG by relying on the quality, considerable attention and many experiences in developing Iran transportation industry has been known as an international, valid and deserving Consulting Engineers company in the middle East level.
Hospitality & Travel
The landscape of Iran is diverse, providing a range of activities from hiking and skiing in the Alborz mountains, to beach holidays by the Persian Gulf and the Caspian Sea. Over the next five years a number of tourism-friendly infrastructure projects will be undertaken on the Persian Gulf island of Kish, which at present attracts around 1m visitors per year, the majority of whom are Iranian.

Industry Subsectors
Of the more than 25 subsectors that make up the travel and tourism industry, three sectors – food services, air travel, and accommodations – account for more than 50 percent of total output.
Accommodations:
This subsector is the largest of the three and accounts for 19 percent of total travel industry output. Accommodations benefited from international overseas traveler growth of 7 percent in 2012.
Food Services:
This subsector is the second largest and accounts for more than 16 percent of travel and tourism-related output. The National Restaurant Association predicts 3.4 percent growth for the restaurant industry in 2015.
Air Travel:
This subsector accounts for nearly16 percent of travel industry output. Airlines continuously seek ways to increase revenue by offering access to new markets as they work to reduce costs and fuel consumption by grounding inefficient aircraft and scaling back unprofitable routes.
HCG Provides a valuable resource(e.g. IRAN HOTEL & HOSPITALITY REPORT) for players of this industry for investors, strategist, professionals and decision makers to get fimilier with the Iran hotel & hospitality industry, providing analysis and insight into the opportunities that this last frontier market has to offer to the travel and tourism industry. This report has been put together after 12 months of in depth research into the growth scenarios, challenges and developments taking place in the industry, and what the developers, investors, hotel operators, investment houses, family businesses and the broader stake holders in the hospitality industry can anticipate in this untapped market. Some of the highlights you can anticipate in these 56 pages are: Why Invest in Iran’s Hotel Industry?
What Makes Iran the Most Interesting Future Tourism Destination, Government Priorities for the Travel & Tourism Sector, Foreign Ownership, Land & Property Rights, FDI & FIPPA, The Hospitality Lens, Industry Tax Incentives and Financing, Current &. Expected Tourism Statistics .
